Frequently Asked Questions:

For those of you who’d like to understand a bit more about why we are private pay only… keep scrolling.

Still Curious?

Why I don’t accept insurance as a therapist.

Many people wonder why some therapists, despite advocating for mental health accessibility, don’t accept insurance. This is a complex decision with multiple reasons. Here’s an overview of why I have chosen not to accept insurance in my practice:

Confidentiality & Privacy Issues: Using insurance means that your treatment details could be audited by non-therapists at the insurance company, providing an opportunity to compromise your privacy and allow others to dictate your treatment.

Requirement for Diagnosis: Insurance companies require a formal diagnosis to cover therapy, which may not be applicable or necessary for all clients. This can create a precarious situation for both therapists and clients.

Impact on Insurance Premiums and Other Negative Consequences: A hasty diagnosis on your medical record can affect future insurance premiums and job prospects, deterring people from seeking help.

Risk of Fraud: Therapists may feel pressured to provide a diagnosis for insurance purposes, even if it's not accurate, which is unethical and considered fraud.

Retroactive Claim Denials: Insurance companies can demand repayment for services rendered years ago, which can financially strain therapists.

Low Rates and Delayed Payments: Insurance often pays low rates and delays payments, making it financially unviable for therapists, leading to burnout and decreased quality of care.

Alternative Options: Instead of accepting insurance, I offer sliding scale fees and do my best to work with Flexible Spending Accounts (FSA) or Health Savings Accounts (HSA) to make therapy more affordable.

Ultimately, these reasons guide my decision to not accept insurance, ensuring I can provide the best care for my clients without compromising their privacy or the quality of therapy. If you have any questions or need further information, please don't hesitate to reach out.